Income Protection

What is Income Protection?

The most valuable asset an individual has is their ability to earn an income. Over a typical working life, the average individual will generate income of over $2 million. Income protection insurance provides an agreed sum of income (usually 75% of pre-disability earnings) if you are unable to work due to accident or illness.

Key Issues to Consider

As your income is so important, it is essential to get the right cover. There are numerous policies with multiple benefits and conditions to be considered. 

Some of these key issues are:

  • The amount of income to be covered
  • The length of the benefit period
  • The length of the waiting period
  • The definition of being unable to work
  • The appropriate policy for your occupation
  • The need for an indemnity policy.

Financial Life has the experience and knowledge to get the right policy for your needs. There are many features that you may not need – why pay for benefits that are of limited or no value to you?

To find out more about income protection insurance please phone Adam Stewart on (07) 4639 1268.

Financial Life Pty Ltd (ACN 107614415) is an authorised representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee


Any general advice in this information does not take account of your personal objectives, financial situation and needs. Read the relevant Product Disclosure Statement before acquiring any product mentioned on this website.

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