Business Insurance

Financial Life specialises in protecting the cash flow and equity value of small businesses and partnerships. We are able to provide tailored protection for the wealth you have in your business. This includes advice and insurance solutions to assist with unforeseen events such as the death or permanent disablement of a key employee or working equity partner. 

The key types of business insurance provided are:

  • Key person insurance – provides a lump sum to cover the loss of a key employee or owner through death or disablement. (link to page 5.1) 
  • Buy/sell insurance – provides a lump sum to allow a deceased or permanently disabled equity partner to exit the business and receive a payment for their equity. This is attached to a buy/sell agreement. (link to page 5.2)
  • Business expense – provides a defined amount to pay some business expenses whilst the business owner is unable to work. These payments complement the income protection insurance. (link to page 5.3) 

Financial Life is experienced in tailoring the most suitable insurance policies to the needs and budget of many small to medium sized businesses. 

To find out more about business insurance please phone Adam Stewart on (07) 4639 1268.

Financial Life Pty Ltd (ACN 107614415) is an authorised representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee

AMP

DISCLAIMER
Any general advice in this information does not take account of your personal objectives, financial situation and needs. Read the relevant Product Disclosure Statement before acquiring any product mentioned on this website.